Showing posts with label home ownership. Show all posts
Showing posts with label home ownership. Show all posts

Monday, August 7, 2017

Our First Month as Homeowners

When last I wrote, Sonia and I were selecting paint samples and gathering boxes, finishing the bottom of peanut butter jars and pitching stale snacks. 

We've been in the new house a little over a month.

The most surprising thing?

I'm doing a lot more "when my parents were my age..." math. It mattered less when I was in an apartment. But check out this smattering of riches:

  • When my parents were my age, they'd owned three homes. 
  • When my parents were my age, they'd built their dream home, which they live in to this day. 
  • When my parents were my age, I was eight. 
  • When my parents were my age, my brother was five. 
  • When my parents were my age, they had two acres of land that they somehow kept pristine while keeping both my brother and I alive. 
I guess you could say I'm appreciating them a little bit more this morning. 

The most lovely thing?

Sonia and I are communicating well, maybe better than ever before. 

We had our first two major fights since moving in, about money and my taste for alcohol. We do math completely differently and get to the same answer, but it drives us both nuts that the other person cannot understand our methods. I drink more during transition times as I'm working on getting into a new routine. 

Also very cool: 
  • Waking up in the bed we own, in the house we own!
  • The Icelandic blue Sonia painted our bedroom with the help of some friends. Both the color and the fact that it happened without me. Like magic!
  • The gorgeous feng shui of our tiny office after I moved some furniture around. 
  • We have a laundry room. 
  • I can't wait to come home after work. Making dinner and walking around the neighborhood feel like bigger occasions than they have in the past. 
Home ownership never excited my imagination in the hypothetical. I didn't dream of a house I might love to own. I didn't even have a long-term plan for home ownership "one day." We both had good jobs and a little savings, so we made it work quickly. 

Now that there's an actual house, I see projects everywhere. Bring down the wall in the front foyer; expand the small first-floor bathroom; rip out the scraggly hedges lining the sidewalk. Sonia sort of understands that this is my creativity at work, but made me promise not to tear any walls down in the middle of the night. 

Not only do I see projects, but I'm excited to tackle them. Bring on the surprises, the magic, the future!

Tuesday, May 23, 2017

We're Buying a House!



"We're buying a house!"

I understand that sentence now more than ever: two months of limbo, negotiations and anxiety. Also, the exclamation point. There is an end in sight, after which we'll be homeowners.

This wasn't a part of the plan for 2017. In late April, we got a letter from our new corporate landlords saying that rent would be raised over 10% this year.

Plus Sonia would have to start paying for her garage space. Plus all of the good people -- the ones who have lived here for decades and make this place feel like a community -- are being priced out.

It was time to go. We wouldn't waste another year of rent.

We looked at less than a dozen houses. In three weeks, we found an adorable stone row house in Mount Airy.

It has sun tunnels that tunnel natural light into the top floor. It has a small, carefully manicured front yard. It has a large picture window in the living room.

Before we said "yes," I emailed Sonia my list of improvements I'd like to make in 1-2 years, and improvements I'd like to make in 2-5 years. It was a cultural wake-up call.

Sonia's Korean immigrant parents moved into their house 30+ years ago, and haven't changed a thing. They didn't alter anything unless it broke.

My white parents (2-5 generations removed from their immigrant roots) built their house from the ground up 30+ years ago, and a year hasn't gone by without a major renovation or improvement.

We'd both fallen in love with our new house, but Sonia loved it as it was. I saw only potential: new flooring in the foyer and basement, new drywall in the laundry room & select replacement tiles in the kitchen and bathroom. Once we could articulate that, and I could reassure Sonia that I would not be randomly ripping through drywall in the middle of the night, we could move forward.

On Sunday, I told my parents the news. After trying to call the house, I played the coward and texted them both a long message. Turns out, they were just getting in from the beach. They did not respond with any exclamation points initially. After they caught their breath and looked the house up online, they called.

"Looks like a nice place," my dad said. "There's a baseball field nearby, I think. Did I see that on the map?"

"Do you mind if I ask how much you paid and how much your mortgage payment will be?" my mom asked, relieved when I told her we hadn't paid full asking price.

When they were 24, my parents were married. By 26, I was born and they were in their first row house. By 29, they were parents of two sacrificing daily for their dream, raising a couple of kids in the country on a homestead where, if needed, they could grow their own groceries. They don't understand city living. There are many ways in which I'm foreign to them.

Two years ago, my dad asked me why people of my generation didn't seem to care about buying houses. I realized later this was as close as he'd get to suggesting I buy a house. Such is our communication.

As we spoke about the new house, I kept saying Sonia's name: Sonia's commute would be longer, Sonia is wary of big renovations, Sonia was reading The Automatic Millionaire when we decided to buy a house. My parents didn't respond to any of those points. The conversation skated onward.

As we hung up, my dad said, "Tell Sonia we said hi."

Baby steps.